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What is long-term care?</h4> <p><b>Long-term care is something that most people may not think they need, or might think is covered by health insurance or Medicare. The fact is, if you live to be 65, there's a 70% chance you'll eventually need some kind of long-term care. But aging isn't the only reason to plan for long-term care—it's there for you if a chronic illness or disabling injury prevents you from living on your own or properly caring for yourself, no matter how old you are.</b> <h4>1-IN-5 Americans expect to provide long-term care for a loved one in the future.</h4> <p>Long-term care helps with day-to-day tasks like bathing, eating, getting dressed, and getting in and out of bed. And it includes care provided by nursing homes, assisted living facilities, adult day care centers, hospice facilities, and skilled nurses or home health aides in your (or your loved one's) home. If you're not the one who needs it, there's a good chance you'll need to help care for a loved one. And having a long-term care plan in place can help you continue to live well without sacrificing the income, investments, and savings you've worked so hard for.</p> <img src="assets/images/longterm-1.jpg" alt="longterm1" class="longterm1"> <h4>Reasons to plan for long-term care</h4> <li>You want to be able to get quality care quickly.</li> <p>If something happens, a long-term care plan helps you have the funds ready when you need them.</p> <li>You want the freedom to either stay at home, or get care at a good facility.</li> <p>Whatever choice you make, having a long-term care plan in place helps you afford it.</p> <li>You want to protect your nest egg.</li> <p>Planning for long-term care can help prevent losing a lifetime of savings.</p> <li>You want to be able to leave an inheritance.</li> <p>Long-term care planning helps keep your legacy intact for your family, friends, or charity.</p> <li>You don't want to rely on your children to take care of you.</li> <p>Let your loved ones be there for support without the burden of figuring out how to cover the cost of your care.</p> <span class="pre-title m-0">Seize your opportunities</span> <p>Our financial advisors can help with your long-term care planning and determine if it fits into your bigger financial plan.</p> </ul> </div> </div>  <div class="row"> <div class="col-12 align-self-center"> <h4>Leave a Reply</h4> <p>We're here to help.</p> <form> <fieldset> <div class="row"> <div class="col-12 col-lg-6 input-group p-0 pr-lg-3"> <input type="text" name="name" data-minlength="3" class="form-control" placeholder="Name" required> </div> <div class="col-12 col-lg-6 input-group p-0"> <input type="email" name="email" data-minlength="3" class="form-control" placeholder="Email" required> </div> </div> <div class="row"> <div class="col-12 input-group p-0"> <textarea name="message" data-minlength="3" class="form-control" placeholder="Message" required></textarea> </div> </div> <div class="col-12 input-group p-0"> <a id="next-3" class="send btn primary-button">COMMENT</a> </div> </fieldset> </form> </div> </div> </div> </div> </div> </section>  <section id="subscribe" class="section-3 odd subscribe"> <div class="container smaller"> <div class="row"> <div class="col-12 col-md-6 m-md-0 intro"> <span class="pre-title m-0">Newsletter</span> <h2><span class="featured"><span>Know</span></span> First</h2> <p>Follow closely and receive content about our company and the news of the current market.</p> </div> <div class="col-12 col-md-6"> <form action="https://www.paragonsage.com/php/form.php" id="nexgen-subscribe" class="row m-auto items"> <input type="hidden" name="section" value="nexgen_subscribe"> <input type="hidden" name="reCAPTCHA">  <div class="col-12 mt-0 input-group align-self-center item"> <input type="text" name="name" class="form-control less-opacity field-name" placeholder="Name"> </div> <div class="col-12 input-group align-self-center item"> <input type="email" name="email" class="form-control less-opacity field-email" placeholder="Email"> </div> <div class="col-12 input-group align-self-center item"> <a data-aos="zoom-in" class="btn primary-button">SUBSCRIBE</a> </div> <div class="col-12 item"> <span class="form-alert mt-3 mb-0"></span> </div> </form> </div> </div> </div> </section>  <footer>  <section id="footer" class="odd footer offers"> <div class="container"> <div class="row"> <div class="col-12 col-lg-3 footer-left">  <a class="navbar-brand" href="index.html"> <span class="brand"> </span>  </a> <p>When people feel better about their money, good things happen – they become more confident and feel more secure. 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